Legal

Privacy Policy

This Privacy Policy explains how Valimoreza ("Valimoreza", "we", "us", or "our") collects, uses, discloses, and safeguards information when you visit our website or use our risk-analysis tools. Please read this policy carefully. This is a general draft intended as a starting point and should be reviewed and adapted to reflect your actual data practices and applicable law before publication.

Last updated: [insert date]

1. Information We Collect

We may collect information in the following categories when you interact with our website and services:

Contact detailsName, email address, phone number
Account informationLogin credentials, preferences, usage history
Technical dataIP address, browser type, device identifiers
Usage dataPages viewed, time on site, interaction patterns
Financial inputsInformation you voluntarily submit for analysis purposes

We do not knowingly collect sensitive personal data unless it is voluntarily provided by you in connection with a specific request, and only to the extent necessary to respond to that request.

2. How We Use Information

Information collected through our website and services may be used to:

  • Provide, operate, and maintain our website and analysis tools;
  • Respond to enquiries, support requests, and communications;
  • Improve, personalise, and develop new features;
  • Monitor usage patterns and diagnose technical issues;
  • Comply with legal obligations and enforce our terms;
  • Send administrative or service-related communications where permitted.

We do not sell personal information to third parties.

3. Legal Basis for Processing

Where applicable data protection law requires a legal basis for processing, we generally rely on one or more of the following: your consent, the necessity of processing to perform a contract with you, our legitimate interests in operating and improving our services, and compliance with legal obligations.

4. Cookies and Similar Technologies

Our website may use cookies and similar tracking technologies to recognise your browser, remember preferences, and understand how visitors use our site. You can control cookies through your browser settings; disabling certain cookies may affect site functionality. This policy does not constitute a complete cookie inventory and should be supplemented with a dedicated cookie notice if required.

5. How We Share Information

We may share information with:

  • Service providers who perform functions on our behalf, such as hosting or analytics, under appropriate confidentiality obligations;
  • Professional advisors, where necessary for legal, accounting, or compliance purposes;
  • Regulators or authorities, where required by law or to protect our rights;
  • A successor entity, in connection with a merger, acquisition, or sale of assets.

We do not share personal information with third parties for their own independent marketing purposes without your consent.

6. International Data Transfers

If information is transferred outside the jurisdiction in which it was originally collected, we aim to ensure appropriate safeguards are applied in accordance with applicable data protection requirements. The specific mechanisms used depend on the destination and nature of the transfer.

7. Data Retention

We retain personal information for as long as necessary to fulfil the purposes outlined in this policy, unless a longer retention period is required or permitted by law. When information is no longer needed, we take reasonable steps to delete or anonymise it.

8. Data Security

We implement reasonable technical and organisational measures designed to protect personal information against unauthorised access, loss, misuse, or alteration. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.

9. Your Rights

Depending on your jurisdiction, you may have rights to:

  • Request access to the personal information we hold about you;
  • Request correction of inaccurate or incomplete information;
  • Request deletion of your personal information, subject to legal limitations;
  • Object to or restrict certain processing activities;
  • Request a portable copy of your information;
  • Withdraw consent where processing is based on consent.

To exercise any of these rights, please contact us using the details on our Contact page. We may need to verify your identity before responding to certain requests.

10. Children's Privacy

Our website and services are not directed at individuals under the age of 18, and we do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us so we can take appropriate action.

11. Third-Party Links

Our website may contain links to third-party websites or services. We are not responsible for the privacy practices or content of those third parties, and we encourage you to review their privacy policies before providing any information.

12. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for legal, operational, or regulatory reasons. Material changes will be indicated by updating the "Last updated" date above. Continued use of our website after changes take effect constitutes acceptance of the revised policy.

13. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please reach out via our Contact page or write to us at our registered office listed in the website footer.